Bay State Savings Bank

Finance your spring projects the smart way. Take advantage of the equity you’ve already built into your home with a Bay State Savings Bank Home Equity Loan.

• No closing costs
• No application fees or annual fees
• No home appraisal needed for loans under

$100,000 or when LTV is less than 80%* Unlock the equity in your home today by visiting any of our branch locations, the new Bay State Loan Center at 28 Franklin St., Worcester, or by calling us at (508) 890-9000.

M-W: 8:30 - 5:00
Th-F: 8:30 - 6:00
Sat: 9:00 - 12:00